James R. “Rick” Adams* DEARBORN & CREGGS radams@dearborncreggs.com “I want to play a central part in helping you attain your financial goals.”

Rick Adams understands the important role a financial representative plays in helping
individuals and families achieve their life goals. As your professional partner, he can
provide:

• Lifetime Needs Analysis
  Rick develops a long-term working relationship with his clients, helping provide
  financial solutions as they progress through their careers on into retirement.
• Personalized Strategies and Solutions Designed to Help Achieve Your Financial Goals
  He takes pride in listening to his clients and helping them achieve their individual
  goals. Whether it be one specific goal such as building a retirement nest egg, or a
  more comprehensive plan to satisfy several goals such as planning for college,
  protecting against the loss of a loved one, and insuring long-term care in later life,
  he stands ready to help.
• Objective Investment and Risk Management Advice
  A client-centered approach to investment planning can help you assemble a
  diversified** portfolio including insurance and risk management strategies
  designed to help meet your unique needs.
• Personalized Financial Planning
• Retirement Planning
  • Roth IRA, Traditional IRA
• Education Planning
  • 529 College Savings Plan
  • UGMA/UTMA
• Asset Management Strategies
• Investments
  • Tax-Deferred and Tax-Sheltered Investments (fixed and variable

Rick can help you create a financial plan, a personalized “roadmap” that can help you solve your financial
problems and achieve your short and long-term financial goals. Rick will work one-on-one with you to understand your current financial situation and your financial goals. He will then design and help you implement a financial plan that is customized to your needs. Rick is a graduate of the University of Kentucky, he holds NASD Series 6, 63 and 65 securities registrations.

Financial Planning Services

Financial Planning is the process of wisely managing finances to help clients achieve their dreams and goals while, at the same time, helping them negotiate the financial barriers that inevitably arise in every stage of life. The process includes assessing the client’s current financial situation, setting goals, developing a personalized plan to help meet those goals, and, once the plan is implemented, monitoring its progress. As a financial professional, Rick can help clients make decisions to keep their plan on track and help maximize their financial resources throughout their lifetime.

Email: radams@dearborncreggs.com

*Financial Representative of and Advisory Services and Securities offered through Lincoln Investment Planning, Inc. Registered investment advisor, Member NASD/SIPC Lincoln Investment and Dearborn & Creggs are independently owned and each is responsible for its own business.