Investments

• Mutual Funds
• IRAs
• Individual Securities (stocks, bonds, CDs and money market funds)

Mutual Funds

Features:
	Portfolio analysis and diversification strategies
	Maximum investment choice

With thousands of mutual funds available in the marketplace, making the right investment choices can be overwhelming.

With the guidance of a Dearborn & Creggs financial representative, you can design an investment portfolio tailored to your specific needs. Our established relationships with some of the most respected mutual fund families allow us to bring you a wide range of investment options for your portfolio.

Dearborn & Creggs financial representatives can help you select mutual funds with objectives that closely match your own, such as capital preservation, current income or growth of capital. We also offer funds that focus on specific market segments such as international or socially conscious investment alternatives.

Investments in mutual funds are subject to investment risk, including the possible loss of principal. There can be no assurance that any mutual fund will achieve its objective. Remember an investment in a money market fund is not guaranteed by the U.S. government and there can be no assurance that its $1.00 share price can be maintained.

Individual Retirement Accounts (IRAs)

Features:
	Tax advantages

Saving for retirement, using plans not offered in your workplace, is best accomplished through an Individual Retirement Account (IRA):

• Traditional IRAs offer qualified investors the ability to deduct contributions (up to the current annual limits) from their federal income tax returns and to invest their savings on a tax-deferred basis.
• Roth IRAs are funded with after-tax dollars (not tax-deductible) and offer tax-deferred growth and tax-free withdrawals of qualified earnings upon retirement.

Individual Securities
(Stocks, Bonds, CDs and Money Market Funds)

Features:
	Maximum investment choice

Clients of Lincoln Investment Planning, Inc. can buy and sell individual securities that are sold on major exchanges and in the over-the-counter market.

These include:

• Common and preferred stocks
• Corporate, government and municipal bonds
• Exchange-traded funds
• Money market funds

In partnership with Pershing LLC, a leader in the financial securities marketplace, we offer clients fast and accurate execution and clearance of all individual securities transactions, utilizing Pershing's advanced trading systems.

With these capabilities, individual investors can consolidate their individual securities holdings and receive one convenient statement by tax type, thus providing a more comprehensive view of their securities holdings.

Brokered CDs

Lincoln Investment also offers Certificates of Deposit through Pershing. These are considered Brokered CDs. Review the Brokered Certificate of Deposit disclosure here. View and print the Brokered CD Acknowledgement Form here.

Asset Management Accounts

Additionally, Lincoln Investment offers asset management accounts such as Pershing's ProCash Plus.

Order Routing Disclosure: In accordance with Rule 11Ac1-6 under the Securities Exchange Act of 1934, the following link gives you access to a quarterly report, which identifies the significant venues to which our customer orders in equity securities were routed for execution during the applicable quarter. In order to access the report, click on the link below and enter our broker/dealer name exactly as follows (all caps, no punctuation): LINCOLN INVESTMENT PLANNING INC, then click "Go." http://www.orderroutingdisclosure.com

Money market funds are neither insured nor guaranteed by the U.S. government and there can be no assurance that the funds will be able to maintain a stable net asset value of $1.00 per share. Government bonds are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and fixed principal value. This guarantee only applies to the timely payment of principal and interest and does not pertain to the portfolio, mutual fund or variable annuity holding such securities.