Financial Services for City of Sugar Land Employees

Helping you build a confident future, close to home

Supporting Those Who Serve the City of Sugar Land

Local guidance for local government employees

City of Sugar Land employees serve one of the fastest-growing communities in Texas—and deserve clear, supportive financial guidance in return. At Dearborn & Creggs, our advisors help city workers navigate their retirement options, savings strategies, and long-term plans. Whether you’re in public works, administration, parks, or public safety, we understand how municipal benefits work and how to align them with your personal goals. And with our office just minutes away in Sugar Creek, we’re always close by when you need us.

City-Focused Financial Services

For the people who keep Sugar Land running strong

Our team specializes in helping public employees maximize city retirement programs, build financial security, and prepare for life beyond work.

We help you make the most of TMRS, 457 plans, or pensions, and guide you in building a retirement income strategy that works.

From budgeting and insurance to education savings and healthcare planning, our advisors will build a roadmap that fits your needs and your stage of life.

If you’ve built personal savings or investments, our advisors will help you manage them with strategies tailored for growth, stability, and peace of mind.

Serving the People Who Serve Our City

Planning that reflects your service and your goals

City employees often have access to strong retirement programs, but the fine print isn’t always clear—and personal goals are never one-size-fits-all. Whether you’re enrolled in TMRS, a 457(b), or another plan, we help you understand your benefits and how to use them. Our advisors take the time to listen, explain, and build a financial strategy that supports your career, your family, and your life after city service.

Financial Questions from Sugar Land Employees

Straightforward answers, tailored to your city benefits

  • What is TMRS, and how does it affect my retirement?

    The Texas Municipal Retirement System (TMRS) is a hybrid pension plan offered by many cities, including Sugar Land. It provides monthly retirement income based on your contributions, employer match, and interest earned. We help you understand your estimated benefits and how to coordinate them with other savings plans. The goal is to make your retirement income predictable and sustainable.

  • Do you help employees outside of retirement planning?

    Yes—we offer full-service financial planning, including budgeting, tax strategies, college savings, insurance reviews, and more. Many city employees want guidance on how to use their income wisely today while still planning for tomorrow. Our job is to help you balance both without the stress.

  • Can you help me choose between a 457 and other retirement options?

    Definitely. We walk you through each available plan—including 457(b), IRA, and other savings options—so you can understand the pros, cons, and tax implications. Many public employees benefit from having a supplemental plan alongside TMRS, and we’ll help you choose the right mix based on your goals.

  • What if I don’t work in Sugar Land anymore?

    You can still work with us. Many of our clients move to new cities or retire elsewhere, and we continue supporting their financial strategy no matter where they are. As long as you want our help, we’ll be here for you—virtually or in person.

  • Is your office near City of Sugar Land buildings?

    Yes! Our office is located right in Sugar Creek, close to the Municipal Court, City Hall, and other key departments. We regularly work with city employees and are proud to be part of the Sugar Land community. We’re just a call or a short drive away.