Financial Services for Fort Bend County Employees

Helping county workers plan, save, and retire with confidence

Supporting Educators at Every Career Stage

Clear planning for your pension, savings, and future goals

Dearborn & Creggs proudly works with municipal employees across Fort Bend County, including those enrolled in the Texas County & District Retirement System (TCDRS). From first responders to court staff, administrators to county health workers, our advisors offer personalized financial guidance that reflects the benefits and challenges of public service. Whether you work in Richmond, Rosenberg, Stafford, or another local jurisdiction, we’ll help you build a plan that moves with your life.

Tailored Financial Services for FBC Employees

Maximize your benefits and simplify your financial life

Our advisors help Fort Bend County employees understand their retirement options and build a broader financial strategy that protects and grows their wealth—now and into retirement.

Get clarity on your TCDRS benefits, Social Security, and supplemental savings so you can retire on your terms.

Our advisors help you plan for homeownership, family expenses, insurance, and future goals—all grounded in your salary and public benefits.

If you’re building assets outside your pension, our advisors will guide you with investment strategies that prioritize growth, risk management, and tax efficiency.

Turn Your County Benefits Into Long-Term Confidence

Support that understands the realities of public service

Working in public service often means choosing stability over salary—but your financial future still deserves strategy. Fort Bend County employees face specific decisions around pension eligibility, deferred comp, insurance, and more. We help you understand what you’ve earned, what you need, and how to bring it all together into a plan that works. Whether you’re early in your career or ready to retire, we make it easier to move forward with purpose.

Financial Questions from Fort Bend County Workers

Built around the TCDRS system and your unique needs

  • What is TCDRS, and how does it work?

    The Texas County & District Retirement System (TCDRS) is a pension plan for county and district employees in Texas. Your retirement income is based on contributions, interest earned, and employer matching. We help you understand your projected benefits and how to coordinate them with personal savings or Social Security. Knowing what to expect makes it easier to plan ahead.

  • Do I need a separate retirement savings plan?

    In many cases, yes. TCDRS is a solid foundation, but it may not be enough to fully replace your income in retirement. We can help you establish a 457(b), IRA, or other savings strategy to fill any potential gaps. The sooner you start saving alongside your pension, the more flexibility you’ll have later.

  • Can you help with more than just retirement?

    Absolutely. Our advisors help with budgeting, insurance planning, education savings, investment decisions, and more. Your plan will be tailored to your goals and lifestyle—not just your job title. Whether you’re starting a family, buying a home, or thinking about future healthcare costs, we’ll help you stay on track.

  • I’m not close to retirement—should I still reach out?

    Yes. The earlier you begin planning, the more opportunities you have to build long-term success. We work with many county employees in their 20s, 30s, and 40s to build solid financial habits now that will pay off later. No matter your age or experience level, we’ll meet you where you are.

  • Do you only work with Fort Bend County employees?

    Not at all. We work with clients across Greater Houston and throughout Texas and the U.S., including public and non-public employees. If you change roles or move, we’ll continue supporting your plan and adjusting it as needed. Our clients stay with us because we grow with them.