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Investment Planning

Dearborn & Creggs

is an experienced team of financial advisors dedicated to helping our clients reach their goals. We offer a wide range of services tailored to each client's unique needs for maximum benefit. When it comes to providing the very best advice and customer service, we bring decades of experience. We create a customized plan backed by experience, informed decisions, and extensive portfolio diversification - all designed to achieve outstanding results for our clients. Establishing trust between our team and our clients is essential; that's why we work hard every day to ensure they have confidence.

New to Investing?

Investing for the first time can be overwhelming. With an abundance of information and various possible strategies, it’s easy to become intimidated and confused. That’s why our goal is to empower first-time investors with essential knowledge and support. As your financial advisor, we want you to participate in the decision process confidently and with dedication. Each of our advisors are well-trained professionals, passionate about helping you understand how every choice will impact your future. We provide a comfortable investing experience, so that together we can make prudent decisions that align with your specific needs and objectives.

Seasoned Investor?

If you’ve been investing for a number of years, it pays to regularly review your portfolio and reassess your strategy. Our team of professionals are here to provide strategic advice on how to maximize results, considering both short- and long-term objectives.

Protect Your Financial Security

It’s more important than ever to make smart investment decisions and understand the forces that affect investment performance.

You may ask yourself, “Why should I consider investments instead of just depositing my money in the bank?” The answer is savings accounts are particularly vulnerable to the “silent thieves” that impact your ability to save for your long term financial security.

The “Silent Thieves”


Although the U.S. has experienced relatively low inflation over the past several years, a gradual increase in the cost of goods and services can erode your purchasing power over time. Today’s dollar simply won’t buy the same goods and services in the future.


No one likes to pay taxes — especially when you work so hard for your money. Taxes essentially reduce the rate of return on your investments. The higher your tax bracket or the higher the inflation rate, the greater the impact on your real rate of return and the more you’ll need to consider tax-free or tax-deferred investment alternatives.

Investment Concepts to Overcome the “Silent Thieves”


The longer you invest, the longer your money has to grow and compound. The power of compounding is the single most important reason for starting to invest right now.


Dollar-cost averaging can help boost your purchasing power. Each month (or pay period), you contribute a specific but equal dollar amount to your investment program to purchase mutual fund shares. As market prices fluctuate, you will end up buying more shares when prices are lower and less when they are higher; in essence, it’s effectively lowering your overall cost of shares.

Actual investment return and principal value of mutual funds will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.  A plan of regular investing does not assure a profit or protect against loss in a declining market.  You should consider your financial ability to continue your purchases over an extended period of time.  Please obtain a prospectus for complete information including charges and expenses.  Read it carefully before you invest or send money.  None of the information in this document should be considered as tax advice.  You should consult your tax advisor for information concerning your individual situation

Plan For The Future

It’s more important than ever to make smart investment decisions and understand the forces that affect investment performance.

Investment Planning Tailored To You & Your Needs

What is an Investment Plan?

An investment plan is part of a comprehensive financial plan that outlines a strategy to help you meet your wealth goals, such as retirement, buying a house, or paying for your children’s college.

Work With a Professional Financial Planner

Creating an investment plan is hard, especially if you don’t have professional help. At Dearborn & Creggs, our team of financial planners has helped thousands of people create a plan and feel confident about their financial future.