Broker Check
Melissa Hoffman, MBA

Melissa Hoffman, MBA

Financial Advisor

“Let’s meet to discuss your financial objectives, review your current status and set a program in place to help achieve your goals and enjoy life. I pledge to always act in your best interest at all times.”

 

Our mission is to educate, empower, and liberate our clients from financial concerns… for life!

As your professional partner I will work one-on-one with you to understand your current financial situation and your financial goals. I will help you create and implement a financial plan that is customized to your needs.

LIFETIME NEEDS ANALYSIS

Developing a long-term working relationship with my clients enables me to provide financial solutions as you progress through your career on into retirement. As you approach retirement, providing retirement estimates and counseling will help you maximize your benefits and flexibility.

 

PERSONALIZED STRATEGIES AND SOLUTIONS DESIGNED TO HELP ACHIEVE YOUR FINANCIAL GOALS

I take pride in listening to my clients and helping them achieve their individual goals. Whether it be one specific goal such as building a retirement nest egg, or a more comprehensive plan to satisfy several goals such as planning for college, planning for the loss of a loved one's income, and insuring long-term care in later life, I am here to help.

 

OBJECTIVE INVESTMENT AND RISK MANAGEMENT ADVICE

Using a client-centered approach to investment counseling I can help you assemble a diversified portfolio* including  insurance and risk management strategies designed to help meet your unique needs

 

Dearborn & Creggs provides our clients with one-stop shopping:

 

Personalized Financial Planning

Asset Management Strategies

Customized Retirement Counseling

 

  • Retirement Planning
  • Lump Sum Rollover Consultations
  • 403(b), 457(b) and 401(k) Plans
  • Roth IRA, Traditional IRA
  • SIMPLE IRA, SEP IRA
  • Pension Plans and Social Security
  • Investments
  • Mutual Funds
  • Tax-Deferred and Tax-Sheltered Investments (fixed and variable annuities)
  • Insurance
  • Life
  • Long-Term Care
  • Disability

Education Planning

  • 529 College Savings Plan
  • Coverdell Education Savings Account
  • UGMA/UTMA

 

Melissa earned an MBA in Global Business from The University of Houston and a BS from The Pennsylvania State University in International Business and French.  She holds FINRA Series 63 and 65 securities registrations and has life and health insurance licenses in Texas. She has successfully completed several educational and community programs, including the Certified Financial Planning Certificate Program at Rice University, the Leadership Excellence for Non-Profits Program at Rice University and the Fort Bend Chamber of Commerce Leadership Program. She has served as a board member and volunteer with The City of Sugar Land, Keep Sugar Land Beautiful, Keep Texas Beautiful and Fort Bend Master Swimming among others.

*Diversification does not guarantee a profit or protect against a loss.

Before deciding whether to retain assets in an employer plan or roll over to an IRA an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, possession of employer stock and reduction/elimination of guaranteed benefits from the pension plan