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Retirement Planning

You can’t enjoy retirement without a plan.

You’ve probably given a lot of thought to what your dream retirement will look like. Now it is time to decide how you are going to pay for it. Like the rest of life, retirement doesn’t come with guarantees. But a sound investment strategy is an excellent start toward helping you pursue your retirement goals.

Our priority is to help you reach your retirement goals and feel confident about your future.

Planning for retirement is a crucial step in ensuring financial security for your future. While it can be tempting to try to navigate the complexities of retirement planning on your own, working with a financial advisor can make a world of difference. Retirement success requires careful planning, and our team of professionals is available to help you make the most of your resources. Our comprehensive process begins with setting achievable goals and holding you accountable throughout. We strive to help you not just get to retirement, but succeed in retirement by preparing for potential healthcare costs, managing taxes efficiently, opting for a pension plan or maximizing social security benefits, and discerning the most effective charitable gifting strategies for your needs. As a full-service financial firm, we can provide insight into each area so that you can feel confident knowing your resources will be sufficient and that you will have the retirement that you worked so hard for.

In today’s world, retirement planning is essential.

  • One can’t work forever, you need a plan.
  • You want to enjoy a stress-free retirement.
  • Relying on others for retirement income is risky.
  • Average life expectancies are increasing.
  • You can save on tax benefits.
  • Paying off debts reduces your need for income.
  • It’s important to save for future healthcare needs.
  • You’ll want to stay on top of inflation.
  • You deserve financial stability.
  • Retirement can be the best time of your life, if planned properly.

At Dearborn & Creggs, we understand the importance of a comprehensive financial plan that takes into account all your personal considerations. That’s why our team takes the time to understand your financial landscape and develop a personalized plan tailored to your specific wants, needs, and resources. We have been able to help our clients prepare for major life events with plans that are consistently up-to-date with the latest market trends and social changes. Our experience in addressing economic downturns like recessions and pandemics puts us in an excellent position to assist you during these difficult times – regardless of how unexpected they may be. Your financial stability is our priority — count on us to help ensure future prosperity.

An Investment In Your Future

For years you have been accumulating retirement assets in your IRA, an employer sponsored plan, or even in your savings account. However, having retirement savings does not mean that you are ready to retire.

It is essential that you have a plan that will guide you from the accumulation phase to and through the distribution phase. Your plan will take into consideration where and how you will live, which income sources you should draw on first, as well as addressing a host of other issues.

Retirement Planning Tailored To You & Your Needs

Here’s Why You Need A Retirement Plan!

More Money for Retirement

Without a plan, many do not have the savings to enjoy retirement.

Save on Fees

Protects plan sponsors and participants from excessive fees.

A Comprehensive Plan

Will help you make important decisions about your retirement.

Key Steps To Retirement Planning

  • Work with a Financial Advisor
  • Define Your Retirement
  • Review Your Assets
  • Evaluate Your Benefits
  • Decide How Much You Want or Need to Work
  • Create a Retirement Budget
  • Plan for the Unexpected
  • Leave a Legacy

Work With a Professional Retirement Planner

Creating a retirement plan is hard, especially if you don’t have professional help. At Dearborn & Creggs, our team of financial planners has helped thousands of people create a plan and feel confident about their financial future.