Out of grad school, I tried taking extreme measures to pay down my debt. I remember buying a book called “The Ultimate Cheapskate.” I learned a lot but it was exhausting. My mindset on money has evolved over time and I’ve learned that a more sustainable approach for me is to spend money on the things I love and relentlessly cut back on the things I don’t.
MY VALUES DRIVE MY DECISIONS
- You cannot value everything — at least not all at once
- You need to be serious about having a plan. It will not just happen.
- I connect to a secure wireless network while at home and at work.
- Since I have xfinity at home, if I’m ever in the range of a home or business that uses xfinity, my phone automatically jumps onto the xfinity wifi hotspot (secure w/ app)
- I’ve found that I never go over my data limit considering that I almost always have access to WiFi. With Cricket, that data limit was 5 gigs. Now I’m on a plan that gives me8 gigs of data.
Since then, I’ve actually used a couple of other phone plans — Xfinity Mobile (unlimited for $45/month) and Mint Mobile. I am not advocating for Cricket or any other company as much as I am for reevaluating what many of us have just come to expect – whether it be your cable or cell phone bill or both. Cut the cord, anyone? As you’ve likely seen, some cell phone providers are offering more reasonable prices for unlimited family plans. Others are now bundling internet and cell phone service. For now, my plan works well for me and something similar might work for you as well.
This is one of my favorite conversations to have! Let’s chat.
WHAT DO YOU VALUE?
- planning your first or next trip to Europe
- retiring early
- driving a nice car
- saving up for a new home
- helping your kids pay for college
- …the list goes on
This article has been edited after being originally posted in February 2017.